SIP Calculator – Calculate Future Value of Investments Online

Use our free SIP Calculator to estimate the future value of your monthly investments. Plan better with accurate wealth gain and maturity value projections.

SIP Calculator

5 Steps to Use SIP Calculator

Steps to Use the SIP Calculator

1

Enter the monthly investment amount (₹) you want to contribute.

2

Adjust the investment period (years) slider.

3

Set your expected annual return (%) based on market assumptions.

4

Instantly view the future value, total invested amount, and wealth gain.

5

Compare scenarios by adjusting sliders to plan your SIP strategy better.

Formula used for SIP Calculator

Formula Used:

The SIP future value is calculated using the formula:

FV = P × (( (1 + r)n - 1 ) × (1 + r)) ÷ r

Where:

  • FV = Future Value
  • P = Monthly Investment
  • r = Rate of Return (annual ÷ 12)
  • n = Number of Months

Frequently Asked Questions – SIP Calculator

Q1. What is an SIP Calculator?

A SIP calculator estimates the maturity amount of your monthly investments in mutual funds based on expected return and tenure.

The calculator provides estimates using the compound interest formula, but actual returns depend on market performance.

Yes, you can modify or increase SIP contributions over time, which will change your actual maturity amount.

The longer you stay invested, the more compounding benefits you receive. Typically, 10+ years gives better returns.

No. Returns are market-linked and vary, but SIPs help reduce risk through rupee cost averaging.

The Best SIP Calculator Online

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