calculatory.app

Fast, Lite, accurate /+ calculators.

For the everyday math that runs life — finance, education, health, and everything else.

Financial (12 tools)

Mortgage

Estimate your monthly mortgage payment with property tax, insurance, PMI, and HOA folded in. Built for the US 30-year and 15-year fixed.

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Refinance

See your refinance break-even point and total interest saved over the new loan term.

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Car Loan

Estimate monthly auto loan payments, total interest paid, and how down payment changes the math.

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Personal Loan

Monthly payment, total interest, and full amortization schedule for any personal loan amount and term.

401(k)

Project your 401(k) balance at retirement with contributions, employer match, and realistic market returns.

Essential

Credit Card Payoff

See how long it will take to clear your card and how much interest you will pay along the way.

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Debt-to-Income

Calculate your DTI ratio — the number lenders use to decide whether to approve a mortgage or loan.

Compound Interest

See how money grows over time with compounding. Adjust contributions, rate, and frequency.

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Roth IRA

Project tax-free Roth IRA growth based on contributions, expected returns, and years to retirement.

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Retirement

How much you need to retire — based on your spending, expected returns, Social Security, and timeline.

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College Savings

Plan for college costs with inflation-adjusted projections. Built around 529 plan assumptions.

Student Loan Payoff

Compare payoff strategies — avalanche vs snowball — and find your real interest cost.

Education (8 tools)

GPA

Calculate your semester GPA on a 4.0 scale with letter grades and credit hours.

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Weighted GPA

Calculate weighted GPA on the 5.0 scale that gives extra points for AP and Honors classes.

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Final Grade

What you need on the final exam to hit your target grade in the course.

Class Rank

Estimate your class rank percentile from your GPA and class size.

SAT Score

Convert raw SAT scores to scaled scores and compare against national percentile benchmarks.

ACT Score

Convert ACT raw scores to scaled and composite scores with national percentile comparisons.

Grade

Calculate your overall course grade from individual assignments, quizzes, and exams.

Study Hours

How many hours of study you need based on credit hours and course difficulty.

Health (4 tools)

BMI

Body Mass Index with CDC categories and healthy weight range for your height in feet/inches and pounds.

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Calorie / TDEE

Daily calorie needs using the Mifflin-St Jeor equation, adjusted for activity level and goal.

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Body Fat

Estimate body fat percentage using the U.S. Navy method or BMI-based approximation.

Due Date

Pregnancy due date and full timeline of milestones based on last menstrual period.

Everyday (1 tool)

Age

Calculate exact age in years, months, weeks, days, and hours between any two dates.