Disclaimer
Last updated: June 8, 2026
calculatory.app provides calculators and educational content for informational purposes only. The site is not a substitute for professional advice in any field. This page spells out the specific limits of each category.
General disclaimer
All calculations on this site are estimates based on the inputs you provide and the formulas implemented. While every formula has been verified against a primary source, calculations cannot account for:
- Your specific personal circumstances
- Local regulations, taxes, or fees not built into the formula
- Future changes in interest rates, market conditions, or law
- Errors in your input data
Always verify important calculations independently before making a decision based on them.
Financial calculators
The financial calculators on calculatory.app — including mortgage, loan, EMI, refinance, retirement, SIP, compound interest, and similar tools — are not financial advice.
These calculators help you understand the math of a financial decision. They do not tell you whether a decision is right for you. Personal finance is highly individual: your income, debts, goals, risk tolerance, tax situation, and life stage all matter. A calculator cannot account for those.
Before making any significant financial decision — taking a mortgage, refinancing, investing for retirement, paying off debt — please consult a licensed financial advisor, certified financial planner (CFP), or qualified tax professional. The author of this site is none of those things.
Health calculators
The health and fitness calculators on calculatory.app — including BMI, calorie/TDEE, body fat, BMR, ideal weight, due date, and ovulation — are not medical advice.
These calculators use standard formulas (Mifflin-St Jeor for BMR, U.S. Navy method for body fat, etc.) that are widely accepted but inherently approximate. They cannot replace a physician's assessment of your health, body composition, fitness, or pregnancy.
Any health-related decision — starting a diet or exercise program, evaluating a weight concern, planning a pregnancy, addressing a medical symptom — should involve a qualified medical professional. If you're concerned about a health issue, please see a doctor.
Educational calculators
GPA, CGPA, percentage, and similar education-related calculators are informational tools to help students estimate grades. They are not affiliated with any university, school, or examination board. Different institutions use different grading systems and weightings. Always verify against your specific institution's official grading policy.
Accuracy and updates
Calculator formulas are reviewed periodically and updated when standards change (for example, when tax brackets, interest rate norms, or medical guidelines are revised). However, there may be a lag between a regulatory change and an update on this site. For time-sensitive calculations, verify the formula against the current official source.
Third-party content
Some pages on calculatory.app reference external sources, link to other websites, or cite figures from third-party reports. calculatory.app is not responsible for the accuracy, content, or practices of any third-party site. Links are provided for convenience and reference; they do not constitute endorsement.
No affiliate or sponsored content (currently)
As of the last updated date, calculatory.app does not contain affiliate links or sponsored content. If this changes, this section will be updated and affiliate disclosures will be added on the relevant pages.
Contact
For questions about anything on this page, email hello@calculatory.app.